Medical insurance is very important to have, but in this tough economy, many Americans are losing their coverage daily. Lack of medical insurance is one of the biggest health problems occurring today. Countless numbers of people are going without health care because they cannon afford to pay, and they do not have, or have recently lost their health insurance coverage.

For those who are very poor or retired, there may be some options for medical insurance through government programs such as Medicare or Medicaid. But, there are many people who do not qualify for those programs, and they are left without any type of medical insurance.